:root {
  --ink: #11231f;
  --muted: #60736d;
  --paper: #f7f4eb;
  --white: #ffffff;
  --forest: #174d3b;
  --moss: #6b8f46;
  --river: #118da0;
  --sky: #93e0ee;
  --wood: #b66f36;
  --sun: #f0c35b;
  --line: rgba(17, 35, 31, 0.14);
  --glass: rgba(255, 255, 255, 0.15);
  --shadow: 0 24px 80px rgba(5, 24, 22, 0.18);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family:
    Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.5;
  overflow-x: clip;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px clamp(16px, 4vw, 56px);
  color: var(--white);
  transition:
    background 180ms ease,
    color 180ms ease,
    box-shadow 180ms ease,
    padding 180ms ease;
}

.site-header.is-scrolled {
  padding-block: 12px;
  color: var(--ink);
  background: rgba(247, 244, 235, 0.92);
  box-shadow: 0 12px 40px rgba(14, 35, 31, 0.12);
  backdrop-filter: blur(18px);
}

.article-page .site-header {
  color: var(--ink);
  background: rgba(247, 244, 235, 0.94);
  box-shadow: 0 12px 40px rgba(14, 35, 31, 0.12);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  min-width: 0;
  align-items: center;
  gap: 12px;
}

.brand-mark {
  display: grid;
  width: 54px;
  height: 54px;
  flex: 0 0 auto;
  place-items: center;
  border: 1px solid rgba(255, 255, 255, 0.48);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.14);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.08);
  font-weight: 900;
}

.brand-logo img {
  width: 35px;
  height: 42px;
  object-fit: contain;
}

.is-scrolled .brand-mark {
  border-color: var(--line);
  background: rgba(255, 255, 255, 0.76);
}

.brand strong,
.brand small {
  display: block;
}

.brand strong {
  font-size: 1rem;
  font-weight: 900;
}

.brand small {
  color: currentColor;
  font-size: 0.76rem;
  opacity: 0.76;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 800;
}

.site-nav a,
.nav-menu summary {
  border-radius: 8px;
  padding: 10px 12px;
  opacity: 0.84;
}

.site-nav a:hover,
.nav-menu summary:hover,
.nav-menu[open] summary {
  background: rgba(255, 255, 255, 0.14);
  opacity: 1;
}

.is-scrolled .site-nav a:hover,
.is-scrolled .nav-menu summary:hover,
.is-scrolled .nav-menu[open] summary {
  background: rgba(17, 141, 160, 0.1);
}

.nav-menu {
  position: relative;
}

.nav-menu summary {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  cursor: pointer;
  list-style: none;
}

.nav-menu summary::-webkit-details-marker {
  display: none;
}

.nav-menu summary::after {
  content: "⌄";
  font-size: 0.8rem;
  line-height: 1;
  opacity: 0.72;
}

.nav-menu[open] summary::after {
  transform: rotate(180deg);
}

.nav-menu-panel {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  width: min(280px, calc(100vw - 36px));
  display: grid;
  gap: 6px;
  border: 1px solid rgba(17, 35, 31, 0.12);
  border-radius: 8px;
  padding: 8px;
  color: var(--ink);
  background: rgba(247, 244, 235, 0.98);
  box-shadow: 0 18px 52px rgba(5, 24, 22, 0.16);
  backdrop-filter: blur(16px);
}

.nav-menu-panel a {
  padding: 12px;
}

.nav-menu-panel a:hover {
  background: rgba(17, 141, 160, 0.1);
}

.site-nav .nav-cta {
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.12);
}

.is-scrolled .site-nav .nav-cta {
  background: rgba(17, 141, 160, 0.1);
}

.nav-toggle {
  display: none;
}

.hero {
  position: relative;
  min-height: 94svh;
  display: grid;
  align-items: end;
  overflow: hidden;
  padding: 128px clamp(18px, 5vw, 76px) 44px;
  color: var(--white);
}

.hero-image,
.hero-shade {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.hero-image {
  object-fit: cover;
  object-position: center;
}

.hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.88) 0%, rgba(5, 20, 18, 0.62) 38%, rgba(4, 25, 30, 0.08) 76%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.76) 0%, rgba(5, 20, 18, 0.1) 56%, rgba(5, 20, 18, 0.32) 100%);
}

.hero::after {
  content: "";
  position: absolute;
  left: -8%;
  right: -8%;
  bottom: -82px;
  height: 170px;
  background: var(--paper);
  transform: rotate(-2.2deg);
  transform-origin: left bottom;
}

.hero-content {
  position: relative;
  z-index: 2;
  width: min(900px, 100%);
  padding-bottom: 78px;
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--sky);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow.dark {
  color: var(--forest);
}

.eyebrow.light {
  color: rgba(255, 255, 255, 0.76);
}

h1,
h2,
h3,
p {
  margin-top: 0;
  overflow-wrap: anywhere;
}

h1 {
  max-width: 920px;
  margin-bottom: 22px;
  font-size: clamp(2.5rem, 10.5vw, 8rem);
  font-weight: 950;
  line-height: 0.84;
  letter-spacing: 0;
  white-space: nowrap;
}

h2 {
  margin-bottom: 22px;
  font-size: clamp(2rem, 4.2vw, 4.7rem);
  line-height: 1;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  font-size: 1.18rem;
}

.hero-copy {
  width: min(760px, 100%);
  margin-bottom: 14px;
  color: rgba(255, 255, 255, 0.86);
  font-size: clamp(1.35rem, 2.2vw, 2rem);
  font-weight: 850;
  line-height: 1.12;
}

.hero-note {
  width: min(680px, 100%);
  color: rgba(255, 255, 255, 0.82);
  font-size: clamp(1rem, 1.35vw, 1.18rem);
}

.insurance-hero .hero-image {
  object-position: center;
}

.insurance-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.9) 0%, rgba(5, 20, 18, 0.64) 43%, rgba(5, 20, 18, 0.18) 100%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.78) 0%, rgba(5, 20, 18, 0.12) 58%, rgba(5, 20, 18, 0.32) 100%);
}

.insurance-hero h1 {
  width: min(980px, 100%);
  max-width: 980px;
  white-space: normal;
}

.future-hero .hero-image {
  object-position: center;
}

.future-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.9) 0%, rgba(5, 20, 18, 0.6) 44%, rgba(4, 25, 30, 0.1) 100%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.74) 0%, rgba(5, 20, 18, 0.12) 58%, rgba(5, 20, 18, 0.32) 100%);
}

.future-hero h1 {
  width: min(1050px, 100%);
  max-width: 1050px;
  font-size: clamp(2.8rem, 7.4vw, 6.5rem);
  line-height: 1.02;
  white-space: normal;
}

.finance-hero .hero-image {
  object-position: center;
}

.finance-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.9) 0%, rgba(5, 20, 18, 0.64) 42%, rgba(4, 25, 30, 0.12) 100%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.76) 0%, rgba(5, 20, 18, 0.12) 58%, rgba(5, 20, 18, 0.34) 100%);
}

.finance-hero h1 {
  width: min(1020px, 100%);
  max-width: 1020px;
  font-size: clamp(2.8rem, 7.4vw, 6.4rem);
  line-height: 1.02;
  white-space: normal;
}

.contact-hero .hero-image {
  object-position: center;
}

.contact-hero h1 {
  width: min(1060px, 100%);
  max-width: 1060px;
  font-size: clamp(2.8rem, 7.4vw, 6.3rem);
  line-height: 1.02;
  white-space: normal;
}

.calculator-hero .hero-image {
  object-position: center;
}

.calculator-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.92) 0%, rgba(5, 20, 18, 0.66) 42%, rgba(4, 25, 30, 0.16) 100%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.78) 0%, rgba(5, 20, 18, 0.14) 58%, rgba(5, 20, 18, 0.34) 100%);
}

.calculator-hero h1 {
  width: min(1080px, 100%);
  max-width: 1080px;
  font-size: clamp(2.8rem, 7.2vw, 6.2rem);
  line-height: 1.02;
  white-space: normal;
}

.precious-hero .hero-image {
  object-position: center;
}

.precious-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.94) 0%, rgba(44, 34, 18, 0.72) 38%, rgba(66, 47, 20, 0.14) 78%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.78) 0%, rgba(5, 20, 18, 0.12) 58%, rgba(5, 20, 18, 0.32) 100%);
}

.precious-hero h1 {
  width: min(1080px, 100%);
  max-width: 1080px;
  font-size: clamp(2.8rem, 7vw, 6rem);
  line-height: 1.02;
  white-space: normal;
}

.comparison-hero .hero-image {
  object-position: center;
}

.comparison-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.94) 0%, rgba(5, 34, 30, 0.72) 38%, rgba(4, 25, 30, 0.12) 78%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.8) 0%, rgba(5, 20, 18, 0.12) 58%, rgba(5, 20, 18, 0.34) 100%);
}

.comparison-hero h1 {
  width: min(1080px, 100%);
  max-width: 1080px;
  font-size: clamp(2.8rem, 7.1vw, 6.1rem);
  line-height: 1.02;
  white-space: normal;
}

.future-hero .hero-copy {
  width: min(820px, 100%);
  font-size: clamp(1.2rem, 1.75vw, 1.65rem);
  line-height: 1.22;
}

.future-hero .hero-note {
  width: min(720px, 100%);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 9px;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 13px 20px;
  font-weight: 900;
  cursor: pointer;
}

.button.primary {
  color: #092524;
  background: linear-gradient(135deg, var(--sky), var(--sun));
  box-shadow: 0 14px 36px rgba(147, 224, 238, 0.22);
}

.button.secondary {
  border-color: rgba(255, 255, 255, 0.34);
  color: var(--white);
  background: rgba(255, 255, 255, 0.09);
  backdrop-filter: blur(12px);
}

.cookie-consent {
  position: fixed;
  inset: auto 0 0;
  z-index: 60;
  padding: 18px;
  background: linear-gradient(0deg, rgba(5, 24, 22, 0.34), rgba(5, 24, 22, 0));
}

.cookie-consent[hidden] {
  display: none;
}

.cookie-panel {
  width: min(1040px, 100%);
  max-height: min(86svh, 760px);
  display: grid;
  grid-template-columns: minmax(260px, 0.9fr) minmax(300px, 1.1fr);
  gap: 18px;
  margin-inline: auto;
  overflow: auto;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: clamp(18px, 3vw, 26px);
  background: rgba(247, 244, 235, 0.98);
  box-shadow: 0 24px 80px rgba(5, 24, 22, 0.24);
}

.cookie-copy h2 {
  margin-bottom: 14px;
  font-size: clamp(1.7rem, 3vw, 2.8rem);
  line-height: 1;
}

.cookie-copy p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1rem;
}

.cookie-options {
  display: grid;
  gap: 10px;
}

.cookie-option {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 16px;
  align-items: center;
  border: 1px solid rgba(17, 35, 31, 0.1);
  border-radius: 8px;
  padding: 14px;
  background: rgba(255, 255, 255, 0.72);
}

.cookie-option strong,
.cookie-option small,
.cookie-option em {
  display: block;
}

.cookie-option strong {
  color: var(--ink);
}

.cookie-option small {
  margin-top: 2px;
  color: var(--forest);
  font-size: 0.78rem;
  font-weight: 900;
}

.cookie-option em {
  margin-top: 5px;
  color: var(--muted);
  font-size: 0.9rem;
  font-style: normal;
}

.cookie-option input {
  width: 22px;
  height: 22px;
  accent-color: var(--river);
}

.cookie-actions {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 10px;
}

.cookie-actions .button {
  min-height: 46px;
}

.cookie-actions .cookie-secondary {
  border-color: var(--line);
  color: var(--forest);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: none;
  backdrop-filter: none;
}

.section-inner {
  width: min(1180px, calc(100% - 36px));
  margin-inline: auto;
}

.band {
  background: var(--white);
}

.intro,
.services,
.local-seo,
.advisor-preview,
.advisor-intro,
.advisor-list,
.topic-roadmap,
.mobile-work,
.region,
.contact,
.contact-hub,
.claim-section {
  padding: clamp(72px, 9vw, 128px) 0;
}

.intro-grid,
.region-grid,
.contact-grid,
.work-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: center;
}

.intro-grid > *,
.region-grid > *,
.contact-grid > *,
.work-grid > * {
  min-width: 0;
}

.intro-grid p,
.region-copy p,
.contact-grid p {
  color: var(--muted);
  font-size: 1.1rem;
}

.section-head {
  width: min(790px, 100%);
  margin-bottom: 42px;
}

.insurance-intro {
  padding: clamp(72px, 9vw, 118px) 0;
}

.insurance-head p {
  color: var(--muted);
  font-size: 1.08rem;
}

.insurance-picker {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.picker-card {
  min-height: 238px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
  cursor: pointer;
  font: inherit;
  text-align: left;
  transition:
    background 160ms ease,
    border-color 160ms ease,
    transform 160ms ease;
}

.picker-card:hover,
.picker-card.is-active {
  border-color: rgba(17, 141, 160, 0.46);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.2), rgba(255, 255, 255, 0.86));
  transform: translateY(-2px);
}

.picker-card span {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(17, 141, 160, 0.14), rgba(240, 195, 91, 0.18));
  font-size: 1.32rem;
  font-weight: 900;
}

.picker-card strong {
  font-size: 1.16rem;
  line-height: 1.15;
}

.picker-card small {
  color: var(--muted);
  font-size: 0.94rem;
  line-height: 1.45;
}

.insurance-quick-nav {
  position: fixed;
  top: 50%;
  right: clamp(12px, 2vw, 28px);
  z-index: 18;
  display: grid;
  gap: 8px;
  padding: 8px;
  border: 1px solid rgba(17, 35, 31, 0.12);
  border-radius: 8px;
  background: rgba(247, 244, 235, 0.9);
  box-shadow: 0 18px 52px rgba(5, 24, 22, 0.16);
  backdrop-filter: blur(16px);
  opacity: 0;
  pointer-events: none;
  transform: translateY(-50%) translateX(14px);
  transition:
    opacity 180ms ease,
    transform 180ms ease;
}

.insurance-page.show-insurance-quick .insurance-quick-nav {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(-50%);
}

.insurance-quick-button {
  display: grid;
  width: 78px;
  min-height: 68px;
  place-items: center;
  gap: 4px;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 9px 7px;
  color: var(--ink);
  background: transparent;
  cursor: pointer;
  font: inherit;
  transition:
    background 160ms ease,
    border-color 160ms ease,
    transform 160ms ease;
}

.insurance-quick-button:hover,
.insurance-quick-button.is-active {
  border-color: rgba(17, 141, 160, 0.4);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.24), rgba(255, 255, 255, 0.8));
  transform: translateX(-2px);
}

.insurance-quick-button span {
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(17, 141, 160, 0.14), rgba(240, 195, 91, 0.18));
  font-size: 1.02rem;
  font-weight: 900;
}

.insurance-quick-button small {
  color: var(--muted);
  font-size: 0.72rem;
  font-weight: 850;
  line-height: 1.05;
}

.insurance-quick-button.is-active small {
  color: var(--forest);
}

.insurance-topics {
  padding: clamp(70px, 9vw, 124px) 0;
  scroll-margin-top: 96px;
}

.future-manifest,
.future-principles,
.finance-intro,
.finance-principles,
.future-flow,
.life-phases,
.personality,
.future-close,
.calculator-intro,
.calculator-section,
.calculator-support {
  padding: clamp(72px, 9vw, 128px) 0;
}

.calculator-intro-grid,
.calculator-head {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: start;
}

.calculator-intro-grid > *,
.calculator-head > * {
  min-width: 0;
}

.calculator-intro-grid p,
.calculator-head p {
  color: var(--muted);
  font-size: 1.08rem;
}

.calculator-head {
  margin-bottom: 32px;
}

.calculator-frame-shell {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.calculator-frame-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 16px;
  color: var(--white);
  background: linear-gradient(135deg, #0f352c, #118da0);
}

.calculator-frame-toolbar strong,
.calculator-frame-toolbar small {
  display: block;
}

.calculator-frame-toolbar small {
  margin-top: 2px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.84rem;
}

.calculator-frame-toolbar .button.secondary {
  border-color: rgba(255, 255, 255, 0.38);
  color: var(--white);
}

.frame-option-switch {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.frame-option {
  min-height: 44px;
  border: 1px solid rgba(255, 255, 255, 0.32);
  border-radius: 8px;
  padding: 10px 14px;
  color: rgba(255, 255, 255, 0.82);
  background: rgba(255, 255, 255, 0.1);
  cursor: pointer;
  font: inherit;
  font-weight: 900;
}

.frame-option:hover,
.frame-option.is-active {
  border-color: rgba(240, 195, 91, 0.72);
  color: #092524;
  background: linear-gradient(135deg, var(--sky), var(--sun));
}

.comparison-picker-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  padding: 16px;
  background:
    linear-gradient(135deg, rgba(147, 224, 238, 0.14), transparent 44%),
    linear-gradient(180deg, #ffffff 0%, #eef7f3 100%);
}

.frame-option-card {
  min-height: 178px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  border: 1px solid rgba(17, 35, 31, 0.12);
  border-radius: 8px;
  padding: 18px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 14px 38px rgba(20, 40, 34, 0.05);
  cursor: pointer;
  font: inherit;
  text-align: left;
  transition:
    background 160ms ease,
    border-color 160ms ease,
    transform 160ms ease;
}

.frame-option-card:hover,
.frame-option-card.is-active {
  border-color: rgba(17, 141, 160, 0.48);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.22), rgba(255, 255, 255, 0.9));
  transform: translateY(-2px);
}

.frame-option-card span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(17, 141, 160, 0.14), rgba(240, 195, 91, 0.18));
  font-size: 1.12rem;
  font-weight: 950;
}

.frame-option-card strong {
  font-size: 1.12rem;
  line-height: 1.15;
}

.frame-option-card small {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.45;
}

.calculator-consent .button.secondary {
  border-color: var(--line);
  color: var(--forest);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: none;
  backdrop-filter: none;
}

.calculator-frame-shell iframe {
  width: 100%;
  height: min(1180px, 86svh);
  min-height: 760px;
  display: none;
  border: 0;
  background: var(--white);
}

.calculator-frame-shell.is-loaded iframe {
  display: block;
}

.calculator-frame-shell.is-loaded .calculator-consent {
  display: none;
}

.calculator-consent {
  min-height: 560px;
  display: grid;
  place-items: center;
  padding: clamp(24px, 5vw, 54px);
  background:
    linear-gradient(135deg, rgba(147, 224, 238, 0.16), transparent 44%),
    linear-gradient(180deg, #ffffff 0%, #eef7f3 100%);
}

.calculator-consent > div {
  width: min(620px, 100%);
  border: 1px solid rgba(17, 35, 31, 0.12);
  border-radius: 8px;
  padding: clamp(22px, 4vw, 34px);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 18px 60px rgba(20, 40, 34, 0.08);
}

.calculator-consent h3 {
  margin-bottom: 12px;
  font-size: clamp(2rem, 4vw, 3.3rem);
  line-height: 1;
}

.calculator-consent p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1.04rem;
}

.calculator-consent-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.calculator-support-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.calculator-support-grid article {
  min-height: 250px;
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
}

.calculator-support-grid article::after {
  content: "";
  position: absolute;
  right: -54px;
  bottom: -68px;
  width: 142px;
  height: 142px;
  border: 1px solid rgba(17, 141, 160, 0.16);
  border-radius: 50%;
}

.calculator-support-grid h3,
.calculator-support-grid p,
.calculator-support-grid .icon {
  position: relative;
  z-index: 1;
}

.calculator-support-grid p {
  color: var(--muted);
}

.calculator-source-note {
  width: min(820px, 100%);
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 0.95rem;
  font-weight: 750;
}

.calculator-source-note a {
  color: var(--forest);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.future-statement {
  width: min(980px, calc(100% - 36px));
}

.future-statement p:not(.eyebrow) {
  color: var(--muted);
  font-size: clamp(1.08rem, 1.6vw, 1.35rem);
}

.principle-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.principle-grid article,
.phase-list article {
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
}

.principle-grid article::after,
.phase-list article::after {
  content: "";
  position: absolute;
  right: -54px;
  bottom: -70px;
  width: 140px;
  height: 140px;
  border: 1px solid rgba(17, 141, 160, 0.16);
  border-radius: 50%;
}

.principle-grid span {
  display: inline-flex;
  margin-bottom: 28px;
  color: var(--river);
  font-weight: 950;
}

.principle-grid h3,
.principle-grid p,
.phase-list h3,
.phase-list p {
  position: relative;
  z-index: 1;
}

.principle-grid p,
.phase-list p,
.personality-copy p {
  color: var(--muted);
}

.future-flow {
  background:
    linear-gradient(135deg, rgba(147, 224, 238, 0.16), transparent 42%),
    linear-gradient(180deg, #ffffff 0%, #eef7f3 100%);
}

.future-flow-grid,
.personality-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: center;
}

.future-flow-grid > *,
.personality-grid > * {
  min-width: 0;
}

.future-visual {
  position: relative;
  overflow: hidden;
  aspect-ratio: 16 / 10;
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.future-visual img,
.device-scene img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.future-visual::before {
  content: none;
}

.phase-list {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.personality-copy {
  display: grid;
  gap: 18px;
}

.personality-copy p {
  margin-bottom: 0;
  font-size: 1.08rem;
}

.personality-head p {
  color: var(--muted);
  font-size: 1.08rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.team-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.76);
  box-shadow: 0 18px 60px rgba(20, 40, 34, 0.08);
}

.team-card img {
  width: 100%;
  height: auto;
  object-fit: cover;
  object-position: center;
}

.team-card > div {
  padding: clamp(22px, 3vw, 30px);
}

.team-card h3 {
  font-size: clamp(1.55rem, 2.4vw, 2.35rem);
  line-height: 1.02;
}

.team-card p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1.03rem;
}

.team-card p:last-child {
  margin-bottom: 0;
}

.team-card.is-accent {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.86), rgba(238, 247, 243, 0.92));
}

.future-close {
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(16, 55, 44, 0.95), rgba(17, 141, 160, 0.8)),
    url("assets/hero-startseite.jpg") center 62% / cover;
}

.future-close-inner {
  width: min(900px, calc(100% - 36px));
  margin-inline: auto;
}

.future-close p:not(.eyebrow) {
  width: min(720px, 100%);
  color: rgba(255, 255, 255, 0.84);
  font-size: 1.12rem;
}

.topic-panel {
  display: none;
}

.topic-panel.is-active {
  display: block;
}

.topic-lead {
  width: min(880px, 100%);
  margin-bottom: 34px;
}

.topic-lead p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1.12rem;
}

.topic-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.topic-grid section {
  min-height: 214px;
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
}

.topic-grid section::after {
  content: "";
  position: absolute;
  right: -54px;
  bottom: -68px;
  width: 142px;
  height: 142px;
  border: 1px solid rgba(17, 141, 160, 0.16);
  border-radius: 50%;
}

.topic-grid h3,
.topic-grid p {
  position: relative;
  z-index: 1;
}

.topic-grid p {
  color: var(--muted);
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.service-card {
  min-height: 270px;
  position: relative;
  overflow: hidden;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.68);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.07);
}

.service-card h3,
.service-card p {
  position: relative;
  z-index: 1;
}

.service-card::after {
  content: "";
  position: absolute;
  right: -40px;
  bottom: -56px;
  width: 130px;
  height: 130px;
  border: 1px solid rgba(17, 141, 160, 0.18);
  border-radius: 50%;
}

.service-card p {
  color: var(--muted);
}

.local-seo-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: clamp(28px, 6vw, 76px);
  align-items: start;
}

.local-seo h2,
.advisor-preview h2,
.advisor-list h2 {
  margin-top: 0;
  font-size: clamp(1.8rem, 3.4vw, 3.05rem);
  line-height: 1.08;
  max-width: 820px;
}

.advisor-preview .section-head h2,
.advisor-intro h2 {
  font-size: clamp(1.65rem, 3.1vw, 2.75rem);
  line-height: 1.12;
}

.local-seo .eyebrow,
.advisor-preview .eyebrow,
.advisor-list .eyebrow {
  margin-bottom: 12px;
}

.local-seo p {
  color: var(--muted);
  font-size: 1.03rem;
  line-height: 1.68;
}

.inline-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.local-seo .button.secondary,
.article-cta .button.secondary {
  border-color: rgba(17, 35, 31, 0.18);
  color: var(--ink);
  background: rgba(255, 255, 255, 0.76);
}

.local-proof {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 28px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.82), rgba(147, 224, 238, 0.18));
  box-shadow: 0 18px 48px rgba(20, 40, 34, 0.08);
}

.local-proof h3 {
  margin-top: 0;
  font-size: 1.34rem;
  line-height: 1.18;
}

.local-proof ul {
  margin: 0;
  padding-left: 20px;
  color: var(--muted);
}

.local-proof li + li {
  margin-top: 10px;
}

.local-proof a {
  display: inline-flex;
  margin-top: 22px;
  color: var(--forest);
  font-weight: 900;
}

.insurance-local {
  padding: clamp(72px, 9vw, 118px) 0;
  background: var(--white);
}

.advisor-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 20px;
}

.advisor-tools {
  display: grid;
  gap: 18px;
  margin-bottom: 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: clamp(20px, 3vw, 28px);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
}

.advisor-search {
  display: grid;
  gap: 9px;
  color: var(--ink);
  font-weight: 900;
}

.advisor-search input {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 14px 16px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
}

.advisor-search input:focus-visible,
.advisor-filters button:focus-visible,
.advisor-results-row button:focus-visible,
.article-toc-toggle:focus-visible {
  outline: 3px solid rgba(32, 111, 103, 0.28);
  outline-offset: 3px;
}

.advisor-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.advisor-filters button,
.advisor-results-row button,
.article-toc-toggle {
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 9px 13px;
  background: var(--white);
  color: var(--forest);
  font: inherit;
  font-size: 0.9rem;
  font-weight: 900;
  cursor: pointer;
}

.advisor-filters button[aria-pressed="true"] {
  border-color: var(--forest);
  background: var(--forest);
  color: var(--white);
}

.advisor-results-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.advisor-results-row p {
  margin: 0;
  color: var(--muted);
  font-weight: 800;
}

.advisor-results-row button {
  padding: 7px 11px;
}

.advisor-empty {
  margin-top: 18px;
  border: 1px dashed var(--line);
  border-radius: 8px;
  padding: 30px;
  text-align: center;
}

.advisor-empty h2 {
  margin-bottom: 8px;
  font-size: 1.35rem;
}

.advisor-empty p {
  margin: 0;
  color: var(--muted);
}

.advisor-card {
  min-height: 300px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.07);
}

.advisor-card[hidden],
.advisor-empty[hidden],
.advisor-results-row button[hidden] {
  display: none !important;
}

.advisor-card h2,
.advisor-card h3 {
  margin: 0 0 14px;
  font-size: clamp(1.2rem, 1.55vw, 1.42rem);
  line-height: 1.22;
  text-wrap: balance;
}

.advisor-card p:not(.eyebrow) {
  display: -webkit-box;
  overflow: hidden;
  color: var(--muted);
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 4;
}

.advisor-card a {
  margin-top: auto;
  color: var(--forest);
  font-weight: 900;
}

.advisor-hero .hero-image {
  object-position: center 42%;
}

.advisor-hero .hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 20, 18, 0.9) 0%, rgba(5, 20, 18, 0.62) 42%, rgba(5, 20, 18, 0.14) 100%),
    linear-gradient(0deg, rgba(5, 20, 18, 0.72) 0%, rgba(5, 20, 18, 0.08) 62%, rgba(5, 20, 18, 0.28) 100%);
}

.advisor-hero h1 {
  font-size: clamp(3rem, 7vw, 6rem);
  line-height: 0.95;
  white-space: normal;
}

.article-shell {
  width: min(1180px, calc(100% - 36px));
  margin: 0 auto;
  padding: 132px 0 clamp(72px, 9vw, 126px);
}

.article-header {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(300px, 0.55fr);
  gap: clamp(26px, 5vw, 62px);
  align-items: center;
  margin-bottom: clamp(24px, 3vw, 42px);
}

.article-header h1 {
  margin: 0;
  max-width: 920px;
  font-size: clamp(2.2rem, 3.8vw, 3.3rem);
  line-height: 1.04;
  white-space: normal;
  overflow-wrap: break-word;
  hyphens: manual;
  text-wrap: balance;
}

.article-header p:not(.eyebrow) {
  max-width: 760px;
  color: var(--muted);
  font-size: 1.2rem;
}

.article-byline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem 1.5rem;
  margin: 0 0 clamp(28px, 4vw, 46px);
  padding: 0.85rem 1rem;
  border: 1px solid rgba(20, 69, 78, 0.14);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.72);
  color: var(--muted);
  font-size: 0.93rem;
}

.article-byline p {
  margin: 0;
}

.article-byline strong {
  color: var(--ink);
}

.article-byline-company::before {
  content: " · ";
}

.article-hero-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: 0 18px 52px rgba(20, 40, 34, 0.1);
}

.article-hero-card img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.article-hero-card figcaption {
  padding: 14px 16px 16px;
  color: var(--muted);
  font-size: 0.92rem;
}

.article-inline-card {
  margin: 34px 0;
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(240px, 280px) minmax(0, 760px);
  justify-content: space-between;
  gap: clamp(32px, 5vw, 68px);
  align-items: start;
}

.article-toc {
  position: sticky;
  top: 104px;
  max-height: calc(100vh - 128px);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 20px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 14px 38px rgba(20, 40, 34, 0.07);
}

.article-toc-panel {
  max-height: calc(100vh - 168px);
  overflow-y: auto;
  overscroll-behavior: contain;
  scrollbar-width: thin;
  scrollbar-color: rgba(22, 61, 58, 0.35) transparent;
}

.article-toc-toggle {
  display: none;
  width: 100%;
  border-radius: 8px;
  text-align: left;
}

.article-toc strong {
  display: block;
  margin-bottom: 12px;
  color: var(--ink);
}

.article-toc a {
  display: block;
  border-top: 1px solid rgba(17, 35, 31, 0.08);
  padding: 10px 0;
  color: var(--muted);
  font-size: 0.94rem;
  font-weight: 800;
}

.article-toc a:hover {
  color: var(--forest);
}

.article-content {
  min-width: 0;
  width: 100%;
  max-width: 760px;
  font-size: 1.06rem;
}

.contact-workspace.is-message-mode {
  grid-template-columns: minmax(0, 1fr);
}

.contact-workspace.is-message-mode .claim-aside {
  display: none;
}

.article-section {
  scroll-margin-top: 110px;
}

.article-section + .article-section {
  margin-top: 42px;
}

.article-content h2 {
  margin: 38px 0 12px;
  font-size: clamp(1.35rem, 2.35vw, 1.85rem);
  line-height: 1.16;
}

.article-content h3 {
  margin: 28px 0 10px;
  color: var(--forest);
  font-size: clamp(1.05rem, 1.6vw, 1.25rem);
  line-height: 1.25;
}

.article-content p,
.article-content li {
  color: var(--muted);
  line-height: 1.7;
}

.article-content li + li {
  margin-top: 8px;
}

.article-highlight {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(220px, 0.42fr);
  gap: 22px;
  align-items: stretch;
  margin: 28px 0;
  border: 1px solid rgba(17, 141, 160, 0.18);
  border-radius: 8px;
  overflow: hidden;
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.2), rgba(240, 195, 91, 0.18));
}

.article-highlight div {
  padding: 24px;
}

.article-highlight img {
  width: 100%;
  height: 100%;
  min-height: 230px;
  object-fit: cover;
}

.article-note {
  margin: 24px 0;
  border-left: 4px solid var(--river);
  border-radius: 8px;
  padding: 18px 20px;
  background: rgba(17, 141, 160, 0.08);
}

.article-note strong {
  display: block;
  margin-bottom: 6px;
  color: var(--ink);
}

.article-checklist {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 20px 0;
  padding: 0;
  list-style: none;
}

.article-checklist li {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.72);
}

.article-table-wrap {
  overflow-x: auto;
  max-width: 100%;
  margin: 24px 0;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 14px 38px rgba(20, 40, 34, 0.06);
}

.article-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  font-size: 0.96rem;
}

.article-table th,
.article-table td {
  padding: 13px 15px;
  border-bottom: 1px solid rgba(17, 35, 31, 0.1);
  text-align: left;
  vertical-align: top;
}

.article-table thead th {
  color: var(--white);
  background: var(--forest);
}

.article-table tbody th {
  color: var(--ink);
  font-weight: 850;
}

.article-table tbody td {
  color: var(--muted);
}

.article-table tbody tr:last-child th,
.article-table tbody tr:last-child td {
  border-bottom: 0;
}

.article-related {
  margin-top: 48px;
}

.article-related h2 {
  margin-bottom: 18px;
}

.article-sources {
  margin-top: 32px;
  padding: 20px 22px;
  border: 1px solid rgba(20, 69, 78, 0.14);
  border-radius: 16px;
  background: rgba(238, 246, 245, 0.72);
}

.article-sources h2 {
  margin: 0 0 8px;
  font-size: clamp(1.15rem, 2vw, 1.4rem);
}

.article-sources p {
  margin: 0 0 10px;
  color: var(--muted);
  font-size: 0.92rem;
}

.article-sources ul {
  display: grid;
  gap: 7px;
  margin: 0;
  padding-left: 18px;
}

.article-sources a {
  color: var(--forest);
  text-underline-offset: 0.18em;
}

.article-sources a:hover,
.article-sources a:focus-visible {
  color: var(--river);
}

.topic-chip-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.topic-chip-grid a,
.topic-chip-grid span {
  border: 1px solid rgba(17, 35, 31, 0.14);
  border-radius: 999px;
  padding: 9px 12px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.74);
  font-size: 0.92rem;
  font-weight: 850;
}

.topic-chip-grid span {
  color: var(--muted);
}

.roadmap-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.roadmap-grid article {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.86), rgba(240, 195, 91, 0.16));
}

.roadmap-grid h3 {
  font-size: 1.18rem;
  line-height: 1.2;
}

.roadmap-grid p {
  color: var(--muted);
}

.article-cta {
  margin-top: 46px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 28px;
  background: var(--white);
  box-shadow: 0 18px 48px rgba(20, 40, 34, 0.08);
}

.icon {
  display: grid;
  width: 48px;
  height: 48px;
  margin-bottom: 24px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(17, 141, 160, 0.14), rgba(240, 195, 91, 0.16));
  font-size: 1.28rem;
  font-weight: 900;
}

.mobile-work {
  background:
    linear-gradient(135deg, rgba(147, 224, 238, 0.15), transparent 42%),
    linear-gradient(180deg, #ffffff 0%, #edf6f3 100%);
}

.device-scene {
  position: relative;
  overflow: hidden;
  aspect-ratio: 16 / 10;
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.device-scene::before {
  content: none;
}

.steps {
  display: grid;
  gap: 16px;
}

.steps div {
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 18px;
  align-items: start;
  padding: 18px 0;
  border-top: 1px solid var(--line);
}

.steps span {
  color: var(--river);
  font-weight: 900;
}

.steps p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 1.06rem;
}

.region {
  position: relative;
  overflow: hidden;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(16, 55, 44, 0.95), rgba(17, 141, 160, 0.82)),
    url("assets/hero-startseite.jpg") center 62% / cover;
}

.region::after {
  content: "";
  position: absolute;
  left: -6%;
  right: -6%;
  bottom: -76px;
  height: 138px;
  background: var(--white);
  transform: rotate(2deg);
}

.region-grid {
  position: relative;
  z-index: 1;
}

.region .region-copy p {
  color: rgba(255, 255, 255, 0.84);
}

.contact-options {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.contact-options a {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 11px 14px;
  font-weight: 900;
  color: var(--forest);
  background: rgba(17, 141, 160, 0.08);
}

.contact-hub-head p {
  color: var(--muted);
  font-size: 1.08rem;
}

.contact-method-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.contact-method {
  min-height: 190px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 13px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  background: rgba(247, 244, 235, 0.72);
  box-shadow: 0 16px 45px rgba(20, 40, 34, 0.06);
  transition:
    border-color 160ms ease,
    transform 160ms ease,
    background 160ms ease;
}

.contact-method:hover {
  border-color: rgba(17, 141, 160, 0.42);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.2), rgba(255, 255, 255, 0.88));
  transform: translateY(-2px);
}

.contact-method span {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(17, 141, 160, 0.14), rgba(240, 195, 91, 0.18));
  font-size: 1.22rem;
  font-weight: 900;
}

.contact-method strong {
  font-size: 1.14rem;
}

.contact-method small {
  color: var(--muted);
  font-size: 0.94rem;
  line-height: 1.45;
}

.claim-section {
  background:
    linear-gradient(135deg, rgba(147, 224, 238, 0.14), transparent 44%),
    linear-gradient(180deg, #ffffff 0%, #eef7f3 100%);
}

.claim-heading {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  gap: clamp(24px, 5vw, 72px);
  align-items: end;
  margin-bottom: 34px;
}

.claim-heading > * {
  min-width: 0;
}

.claim-heading p:not(.eyebrow) {
  margin-bottom: 22px;
  color: var(--muted);
  font-size: 1.08rem;
}

.claim-heading h2 {
  font-size: clamp(2.4rem, 5vw, 4rem);
  overflow-wrap: normal;
  word-break: normal;
}

.contact-workspace {
  display: grid;
  grid-template-columns: minmax(260px, 0.34fr) minmax(0, 0.66fr);
  gap: 18px;
  align-items: start;
}

.claim-aside,
.claim-form {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 18px 60px rgba(20, 40, 34, 0.08);
}

.claim-aside {
  position: sticky;
  top: 96px;
  display: grid;
  gap: 22px;
  padding: 22px;
}

.claim-logo-card {
  display: flex;
  align-items: center;
  gap: 13px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}

.claim-logo-card img {
  width: 46px;
  height: 54px;
  object-fit: contain;
}

.claim-logo-card strong,
.claim-logo-card small {
  display: block;
}

.claim-logo-card small {
  color: var(--muted);
  font-size: 0.86rem;
  font-weight: 800;
}

.claim-steps {
  display: grid;
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.claim-steps li {
  display: grid;
  gap: 4px;
  padding-left: 16px;
  border-left: 3px solid rgba(17, 141, 160, 0.26);
}

.claim-steps strong {
  color: var(--ink);
}

.claim-steps span,
.claim-note p {
  color: var(--muted);
  font-size: 0.94rem;
}

.claim-note {
  border-radius: 8px;
  padding: 16px;
  background: rgba(240, 195, 91, 0.16);
}

.claim-note p {
  margin: 6px 0 0;
}

.claim-form {
  display: grid;
  gap: 16px;
  padding: clamp(18px, 3vw, 28px);
}

.form-block {
  display: grid;
  gap: 16px;
  min-width: 0;
  margin: 0;
  border: 1px solid rgba(17, 35, 31, 0.1);
  border-radius: 8px;
  padding: clamp(16px, 2.6vw, 22px);
  background: rgba(247, 244, 235, 0.58);
}

.honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-block legend {
  padding: 0 8px;
  color: var(--forest);
  font-size: 1rem;
  font-weight: 950;
}

.form-row {
  display: grid;
  gap: 14px;
}

.form-row.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.form-row.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.form-row .full {
  grid-column: 1 / -1;
}

.mode-switch {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.mode-option {
  position: relative;
  display: block;
  min-width: 0;
  color: var(--ink);
}

.mode-option input {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
}

.mode-option span {
  display: grid;
  min-height: 56px;
  place-items: center;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 12px;
  background: var(--white);
  font-weight: 900;
  text-align: center;
  cursor: pointer;
}

.mode-option input:checked + span {
  border-color: rgba(17, 141, 160, 0.52);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.26), rgba(255, 255, 255, 0.9));
  color: var(--forest);
}

.claim-specific,
[data-message-only] {
  display: none;
}

.claim-specific.is-active,
.claim-form.is-message [data-message-only] {
  display: grid;
}

.claim-form.is-message [data-claim-only] {
  display: none;
}

.check-line {
  grid-template-columns: 22px 1fr;
  gap: 12px;
  align-items: start;
  color: var(--ink);
  font-size: 0.95rem;
  font-weight: 700;
}

.check-line input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
}

.attachment-zone {
  display: grid;
  gap: 14px;
  border: 1px dashed rgba(17, 141, 160, 0.32);
  border-radius: 8px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.72);
}

.attachment-zone strong {
  display: block;
  color: var(--ink);
  font-size: 1rem;
}

.attachment-zone p {
  margin: 5px 0 0;
  color: var(--muted);
  font-size: 0.94rem;
}

.attachment-actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.attachment-button {
  position: relative;
  display: flex;
  min-height: 54px;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 1px solid rgba(17, 35, 31, 0.14);
  border-radius: 8px;
  padding: 12px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.18), rgba(255, 255, 255, 0.9));
  font-weight: 900;
  text-align: center;
  cursor: pointer;
}

.attachment-button input {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
}

.attachment-button span {
  display: grid;
  width: 28px;
  height: 28px;
  place-items: center;
  border-radius: 8px;
  background: rgba(17, 141, 160, 0.12);
}

.attachment-hint {
  border-radius: 8px;
  padding: 10px 12px;
  background: rgba(247, 244, 235, 0.88);
}

.attachment-zone.is-over-limit {
  border-color: rgba(182, 78, 54, 0.62);
  background: rgba(182, 111, 54, 0.08);
}

.attachment-zone.is-over-limit .attachment-hint {
  color: #8b2f20;
}

.consent-block {
  background: rgba(255, 255, 255, 0.72);
}

.form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
}

.form-actions p {
  min-width: min(360px, 100%);
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
  font-weight: 750;
}

.claim-form.is-sending {
  opacity: 0.72;
  pointer-events: none;
}

.form-success {
  border: 1px solid rgba(17, 141, 160, 0.22);
  border-radius: 8px;
  padding: clamp(22px, 4vw, 34px);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.24), rgba(255, 255, 255, 0.9));
  box-shadow: 0 18px 60px rgba(20, 40, 34, 0.08);
}

.contact-workspace > .form-success {
  grid-column: 2;
}

.contact-grid > .form-success {
  grid-column: 2;
}

.form-success[hidden] {
  display: none;
}

.form-success > div {
  display: grid;
  gap: 12px;
  justify-items: start;
}

.form-success span {
  display: grid;
  width: 52px;
  height: 52px;
  place-items: center;
  border-radius: 8px;
  color: var(--forest);
  background: linear-gradient(135deg, rgba(147, 224, 238, 0.42), rgba(240, 195, 91, 0.44));
  font-size: 1.35rem;
  font-weight: 950;
}

.form-success h3 {
  margin-bottom: 0;
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1;
}

.form-success p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1.06rem;
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: 0 18px 60px rgba(20, 40, 34, 0.08);
}

label {
  display: grid;
  gap: 7px;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid rgba(16, 33, 29, 0.2);
  border-radius: 8px;
  padding: 13px 14px;
  color: var(--ink);
  background: var(--white);
  font: inherit;
}

textarea {
  resize: vertical;
}

.site-footer {
  padding: 28px 0;
  color: rgba(255, 255, 255, 0.78);
  background: #081a17;
}

.footer-grid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.footer-grid p {
  margin: 0;
}

.footer-grid p span {
  display: block;
  margin-top: 6px;
  color: rgba(255, 255, 255, 0.62);
}

.footer-grid p span a {
  color: inherit;
}

.footer-grid div {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.footer-cookie-button {
  border: 0;
  padding: 0;
  color: inherit;
  background: transparent;
  cursor: pointer;
  font: inherit;
}

.footer-cookie-button:hover {
  text-decoration: underline;
}

.legal-hero {
  padding: 148px 0 72px;
  color: #f7fff8;
  background:
    linear-gradient(120deg, rgba(8, 26, 23, 0.94), rgba(32, 82, 76, 0.9)),
    url("assets/hero-startseite.jpg") center / cover;
}

.legal-hero h1 {
  margin: 0;
  max-width: 820px;
  font-size: clamp(3rem, 7vw, 6rem);
  line-height: 0.98;
}

.first-information-page .legal-hero h1 {
  max-width: 900px;
  font-size: clamp(2.35rem, 5.25vw, 4.75rem);
  line-height: 1.04;
  white-space: normal;
  overflow-wrap: normal;
}

.first-information-page .legal-hero p:not(.eyebrow) {
  line-height: 1.6;
}

.first-information-page .legal-grid h2 {
  font-size: clamp(1.3rem, 2.4vw, 1.8rem);
  line-height: 1.2;
  overflow-wrap: anywhere;
}

.first-information-page .legal-grid a {
  overflow-wrap: anywhere;
}

.legal-hero p:not(.eyebrow) {
  max-width: 720px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 1.1rem;
}

.legal-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
}

.legal-grid article {
  padding: 24px;
  border: 1px solid rgba(8, 26, 23, 0.12);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.72);
}

.legal-grid h2 {
  margin: 0 0 12px;
  color: #0d302b;
  font-size: clamp(1.45rem, 3vw, 2rem);
}

.legal-grid h3 {
  margin: 20px 0 8px;
  color: #0d302b;
}

.legal-grid p {
  margin: 0 0 14px;
  color: rgba(8, 26, 23, 0.76);
  line-height: 1.75;
}

.legal-grid p:last-child {
  margin-bottom: 0;
}

.legal-grid a {
  color: #0e6a5d;
  font-weight: 700;
}

@media (max-width: 1160px) {
  .nav-toggle {
    display: grid;
    width: 44px;
    height: 44px;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, 0.28);
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.12);
    color: currentColor;
  }

  .nav-toggle span {
    width: 20px;
    height: 2px;
    background: currentColor;
  }

  .site-nav {
    position: absolute;
    top: calc(100% + 10px);
    left: 18px;
    right: 18px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px;
    border-radius: 8px;
    color: var(--ink);
    background: var(--paper);
    box-shadow: var(--shadow);
    backdrop-filter: none;
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 14px;
  }

  .nav-menu {
    width: 100%;
  }

  .nav-menu summary {
    width: 100%;
    justify-content: space-between;
    padding: 14px;
  }

  .nav-menu-panel {
    position: static;
    width: 100%;
    gap: 0;
    margin: 0 0 6px;
    border: 0;
    padding: 0 0 0 12px;
    background: transparent;
    box-shadow: none;
    backdrop-filter: none;
  }

  .nav-menu-panel a {
    padding: 12px 14px;
  }

  .site-nav .nav-cta {
    border: 1px solid rgba(17, 35, 31, 0.12);
    background: rgba(17, 141, 160, 0.1);
  }
}

@media (max-width: 980px) {
  .cookie-panel {
    grid-template-columns: 1fr;
  }

  .nav-toggle {
    display: grid;
    width: 44px;
    height: 44px;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, 0.28);
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.12);
    color: currentColor;
  }

  .nav-toggle span {
    width: 20px;
    height: 2px;
    background: currentColor;
  }

  .site-nav {
    position: absolute;
    top: calc(100% + 10px);
    left: 18px;
    right: 18px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px;
    border-radius: 8px;
    color: var(--ink);
    background: var(--paper);
    box-shadow: var(--shadow);
    backdrop-filter: none;
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 14px;
  }

  .hero {
    min-height: 76svh;
  }

  .hero-image {
    object-position: 58% center;
  }

  .insurance-hero .hero-image,
  .future-hero .hero-image {
    object-position: center;
  }

  .finance-hero .hero-image {
    object-position: 64% center;
  }

  .calculator-hero .hero-image {
    object-position: 52% center;
  }

  .precious-hero .hero-image {
    object-position: 58% center;
  }

  .comparison-hero .hero-image {
    object-position: 58% center;
  }

  .hero-content {
    padding-bottom: 58px;
  }

  .intro-grid,
  .region-grid,
  .contact-grid,
  .work-grid,
  .article-header,
  .article-layout,
  .article-highlight,
  .claim-heading,
  .contact-workspace,
  .calculator-intro-grid,
  .calculator-head {
    grid-template-columns: 1fr;
  }

  .claim-aside {
    position: static;
  }

  .contact-workspace > .form-success,
  .contact-grid > .form-success {
    grid-column: 1;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .local-seo-grid,
  .roadmap-grid {
    grid-template-columns: 1fr;
  }

  .advisor-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .insurance-picker,
  .contact-method-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .insurance-quick-nav {
    top: auto;
    right: 50%;
    bottom: 14px;
    display: flex;
    width: min(430px, calc(100% - 28px));
    justify-content: space-between;
    transform: translateX(50%) translateY(16px);
  }

  .insurance-page.show-insurance-quick .insurance-quick-nav {
    transform: translateX(50%);
  }

  .insurance-quick-button {
    width: auto;
    min-height: 58px;
    flex: 1 1 0;
  }

  .insurance-quick-button:hover,
  .insurance-quick-button.is-active {
    transform: translateY(-2px);
  }

  .topic-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .principle-grid,
  .phase-list,
  .calculator-support-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .future-flow-grid,
  .personality-grid {
    grid-template-columns: 1fr;
  }

  .team-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .site-header {
    padding-inline: 14px;
  }

  .cookie-consent {
    padding: 10px;
  }

  .cookie-panel {
    max-height: 90svh;
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .cookie-option {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .cookie-actions {
    justify-content: stretch;
  }

  .brand-text small {
    display: none;
  }

  .brand-mark {
    width: 46px;
    height: 46px;
  }

  .brand-logo img {
    width: 30px;
    height: 36px;
  }

  .first-information-page .legal-hero {
    padding: 118px 0 48px;
  }

  .first-information-page .legal-hero h1 {
    font-size: clamp(2rem, 9vw, 2.45rem);
    line-height: 1.08;
  }

  .first-information-page .legal-hero p:not(.eyebrow) {
    font-size: 0.98rem;
  }

  .first-information-page .legal-grid article {
    padding: 18px;
  }

  .first-information-page .legal-grid h2 {
    font-size: 1.3rem;
  }

  .first-information-page .legal-grid p {
    font-size: 0.96rem;
    line-height: 1.65;
  }

  .hero {
    min-height: max(520px, 68svh);
    padding-inline: 18px;
    background: #051c19;
  }

  .hero-shade {
    background:
      linear-gradient(90deg, rgba(5, 20, 18, 0.9) 0%, rgba(5, 20, 18, 0.68) 52%, rgba(4, 25, 30, 0.22) 100%),
      linear-gradient(0deg, rgba(5, 20, 18, 0.86) 0%, rgba(5, 20, 18, 0.34) 58%, rgba(5, 20, 18, 0.5) 100%);
  }

  .hero-image {
    inset: 0 0 auto;
    height: auto;
    aspect-ratio: 16 / 9;
    object-fit: cover;
    object-position: center;
  }

  .insurance-hero .hero-image {
    object-position: 52% center;
  }

  .future-hero .hero-image {
    object-position: 58% center;
  }

  .finance-hero .hero-image {
    object-position: 72% center;
  }

  .calculator-hero .hero-image {
    object-position: 52% center;
  }

  .precious-hero .hero-image {
    object-position: 60% center;
  }

  .comparison-hero .hero-image {
    object-position: 62% center;
  }

  .hero-content {
    padding-bottom: 54px;
  }

  h1 {
    font-size: clamp(2.25rem, 11.8vw, 5rem);
  }

  h2 {
    font-size: clamp(2rem, 10vw, 3rem);
  }

  .hero-actions,
  .button {
    width: 100%;
  }

  .service-grid {
    grid-template-columns: 1fr;
  }

  .local-proof,
  .advisor-card,
  .article-toc,
  .article-cta {
    padding: 20px;
  }

  .advisor-card {
    min-height: auto;
  }

  .advisor-grid,
  .article-checklist {
    grid-template-columns: 1fr;
  }

  .article-shell {
    padding-top: 112px;
  }

  .article-header {
    gap: 18px;
  }

  .article-toc {
    position: static;
    max-height: none;
  }

  .article-toc-toggle {
    display: block;
  }

  .article-toc-panel {
    max-height: none;
    overflow: visible;
  }

  .article-toc[data-toc-open="false"] .article-toc-panel {
    display: none;
  }

  .article-highlight img {
    min-height: 190px;
  }

  .article-header h1 {
    margin-bottom: 12px;
    font-size: clamp(1.8rem, 7.5vw, 2.6rem);
    line-height: 1.07;
  }

  .article-header p:not(.eyebrow) {
    margin-bottom: 0;
    font-size: 1.05rem;
  }

  .article-byline {
    gap: 8px;
    padding: 14px 16px;
    font-size: 0.88rem;
  }

  .article-byline-company {
    display: block;
  }

  .article-byline-company::before {
    content: "";
  }

  .insurance-hero h1 {
    font-size: clamp(2.6rem, 13vw, 4.4rem);
  }

  .insurance-picker,
  .topic-grid {
    grid-template-columns: 1fr;
  }

  .insurance-page {
    padding-bottom: 82px;
  }

  .insurance-quick-nav {
    gap: 6px;
    padding: 7px;
  }

  .insurance-quick-button {
    min-height: 54px;
    padding: 7px 4px;
  }

  .insurance-quick-button span {
    width: 28px;
    height: 28px;
    font-size: 0.95rem;
  }

  .insurance-quick-button small {
    font-size: 0.66rem;
  }

  .future-hero h1 {
    font-size: clamp(2.4rem, 10.5vw, 4.1rem);
    line-height: 1.05;
  }

  .finance-hero h1 {
    font-size: clamp(2.4rem, 10.5vw, 4.1rem);
    line-height: 1.05;
  }

  .contact-hero h1 {
    font-size: clamp(2.35rem, 10.5vw, 4.1rem);
    line-height: 1.05;
  }

  .calculator-hero h1 {
    font-size: clamp(2.35rem, 10.5vw, 4rem);
    line-height: 1.05;
  }

  .precious-hero h1 {
    font-size: clamp(2.35rem, 10.5vw, 4rem);
    line-height: 1.05;
  }

  .comparison-hero h1 {
    font-size: clamp(2.35rem, 10.5vw, 4rem);
    line-height: 1.05;
  }

  .principle-grid,
  .phase-list,
  .calculator-support-grid,
  .comparison-picker-grid,
  .contact-method-grid,
  .form-row.two,
  .form-row.three,
  .mode-switch,
  .attachment-actions {
    grid-template-columns: 1fr;
  }

  .picker-card,
  .topic-grid section,
  .principle-grid article,
  .phase-list article,
  .calculator-support-grid article,
  .frame-option-card {
    min-height: 0;
  }

  .calculator-frame-toolbar,
  .calculator-consent-actions,
  .frame-option-switch {
    align-items: stretch;
    flex-direction: column;
  }

  .calculator-frame-shell iframe {
    height: 82svh;
    min-height: 680px;
  }

  .footer-grid {
    align-items: flex-start;
    flex-direction: column;
  }

  .claim-form,
  .claim-aside {
    padding: 16px;
  }
}